Depressing thoughts
Posted on October 10, 2008 at 2:49pmBefore leaving for work today, my husband and I went over some paperwork he got from work. Part of it was for our health plans, and to go over the updated premiums (they’re increasing, of course). The other paperwork was for his life insurance policy. As it stands, I’m the beneficiary. Should something happen to me, our children would be the beneficiaries.
How much life insurance should you have? Right now my husband’s policy is for $50,000, but considering that’s less than our combined annual income, I’m thinking it might be a good idea to jump in and grab a higher amount…
Category: Commercial Break | Comments: no commentsColor inspiration.
Posted on October 10, 2008 at 2:42pmMy favorite place to look up color inspiration would have to be Colour Lovers.
The site offers tasty (and a few not-so-tasty) color palettes that have been put together by users. The nice thing about Colour Lovers is that in addition to simply browsing the available palettes, you can search — by tones, colors, hues and keywords.
Besides palettes, Colour Lovers also offers solid colors, patterns, and “inspired” palettes — color palettes put together using colors pulled directly from existing websites (one example is marthastewart.com; I used the corresponding color palette to design mamahood.org’s latest layout).
If you haven’t already checked out colourlovers.com, I highly recommend that you do so now! 
It’s all about the benjamins
Posted on October 10, 2008 at 2:22pm Take it from me: getting a loan when you have bad credit can be a real pain in the ass. Trust me, I know from firsthand experience. But if you shop around, do some research, and look up the right kind of lenders, you’ll be approved for online personal loans, or even an auto loan or a home loan.
My husband and I have never needed a Personal Loan, but we have needed a car loan (three years and three months ago, when we had to get a new car), and a home loan when we were evicted from our rented residence.
Personal Loans Leader (personalloansleader.com) can point you in the direction of auto loans, personal loans and payday loans that are designed to meet the needs of people with good *or* bad credit.
The website offers some general information about loans and debt relief, as well as links to free online applications that offer instant approval determinations.
Domain registrations
Posted on October 10, 2008 at 2:17pmBack in the day of my first domain (name withheld to protect my dignity, what little I have!), I paid over $40 for the registration. The domain name was a .org, and the registration period was for a year.
Yeah… I thought you’d say that. I said it too, two years later when I realized how badly I was ripped off.
A .com, .net or .org domain registration should cost you no more than $10 per year. If you are paying more, YOU ARE BEING RIPPED OFF. Shop around. Know your prices. Stay away from places like eNom unless you have a reseller account; otherwise they’ll rip you off too.
Personally, I recommend GoDaddy. Between their already decent prices and the various GoDaddy coupon codes you can find floating around the internet, you can easily register a .com, .net or .org domain name for less than $8 for the year.
Category: Hosting | Comments: no commentsBestLeadingLenders.com and personal loans
Posted on October 6, 2008 at 11:49amOur economy sucks, as does my own personal credit rating. This doesn’t really bother me, since my husband and I own our home and we have two good vehicles (one is paid for, the other will be paid off in three years). But for many people, bad credit or even just shaky credit stands in the way of them getting a more reliable vehicle, a nicer place to live, or even some much needed dental work. A lot of large expenses are dependent upon credit approval, and it’s something a lot of people take for granted.
Personal Loans and Unsecured Loans can be tough to get when your credit sucks. An Auto Loan can be even more difficult to obtain, since you’re typically talking about a much larger sum of money. To get any of those types of loans, you’d probably have to plunk down a large deposit/down payment, agree to a gouging interest rate, or have a co-signer — or sadly, all three!
There’s no changing bad credit, at least, not overnight, but bestleadinglenders.com can point you in the direction of finding lenders that will work with you.
Category: Etc. | Comments: no commentsWordPress plugin: CommentLuv
Posted on October 6, 2008 at 11:43amCommentLuv is a nice little plugin that enables you to automatically give your commenters a little lovin’. How it works is simple: every single time a visitor leaves a comment on a blog entry of yours, a link to their most recent blog entry is automatically generated and placed beneath their comment. This enables comment loving, as well as “link juice” and the ability to give some traffic back to your commenters.
I use this plugin on all of my blogs, and I love how easy it is to use and how it automatically does the job for you.
Category: General | Comments: no commentsUp, up and away!
Posted on October 3, 2008 at 1:12pmWhen I was a kid, I had the coolest set of remote control helicopters. They launched themselves from remotes, and had actual working propellers that would keep them up in the air for a decent amount of time. The only bad thing is that they were somewhat unpredictable with their launch and flight, and there were many times that I had to use a ladder or a tree-climbing friend to get up in the trees to get them back down.
What was your favorite childhood toy?
Category: General | Comments: no commentsGotta have it
Posted on October 2, 2008 at 9:44pmI think my mom wants a capresso. But that’s her. If it’s something new, neat, different, something I want or something I have, she automatically wants it too. It has been this way with digital cameras (two of them), laptops (two of them), cell phones (two of them), photo printers (one of them), and various other things.
If the whole copying/I-gotta-have-it-too! thing isn’t bad enough, she makes it into a COMPETITION. Ugh!
Category: General | Comments: no commentsEw.
Posted on October 2, 2008 at 9:41pmI see the term Plantar Fasciitis, and the first thing I think of is a Plantar’s wart I had when I was little. Apparently they’re rather contagious and quick to spread, so my mom thinks I got mine from when I borrowed the canvas shoes of a friend’s mother to walk home in (I had somehow lost my shoes that day lol). I remember getting it removed… the shot in my foot, the scalpel, the smell of the medication/topical ointment, and then the bandaging and having to limp out afterward. I REALLY limped, because my other foot was sprained (I fell off of a small ledge that ran alongside our front yard. It’s not easy managing two bandaged, wounded feet!
Category: General | Comments: no commentsYay or nay?
Posted on October 2, 2008 at 9:38pmMy mom is considering Proactiv solution for my thirteen year old brother. Unfortunately, he did not inherit the skin-blessing genes that I did, the genes that say, hey, a breakout is one or two zits around that time of the month. Of course, my brother doesn’t have a time of the month, but you know what I mean. His nose gets pretty gunky and bad looking, and the lower side of his face has spots and acne bits on it, too. I hope Proactiv or something like it can help!
Category: Etc. | Comments: no comments
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